NSW first home buyer grant and assistance checklist
NSW first home buyers may qualify for the First Home Owner Grant (New Homes) and the First Home Buyers Assistance Scheme administered by Revenue NSW. This checklist is for conveyancers assisting NSW first home buyers.
This is a 12-step checklist for NSW first home buyer grant and First Home Buyers Assistance Scheme applications. It covers eligibility, documents, and lodgement.
The checklist
Check FHOG eligibility
Confirm client meets FHOG criteria — new home, under $750k value, Australian citizen/PR, 18+, first home.
Check FHBAS eligibility
Assess transfer duty exemption or concession under the First Home Buyers Assistance Scheme.
Confirm purchase price thresholds
Confirm property price is within FHBAS thresholds — full exemption or partial concession.
Collect identity documents
Collect passports, birth certificates, Medicare cards, and residency evidence for all applicants.
Check residency requirement
Confirm applicant will live in the property for 6 continuous months within 12 months of settlement.
Check prior ownership
Confirm no applicant has owned residential property in Australia before 1 July 2000.
Complete FHOG application
Complete the FHOG application form and attach required evidence.
Prepare FHBAS declaration
Prepare the duty declaration with first home concession claimed through EDR.
Submit through lender or direct
Submit FHOG via approved agent (lender) or direct to Revenue NSW.
Confirm assessment
Confirm Revenue NSW has assessed the grant and concession prior to settlement.
Coordinate disbursement
Coordinate grant payment through the lender or Revenue NSW to be applied at settlement.
Advise client on residency obligation
Remind client of the 6 month occupancy requirement and consequences of non-compliance.
When this checklist applies
Use for any NSW conveyancing matter where the client may qualify as a first home buyer.
Common pitfalls
- Missing the $750k value threshold for FHOG new home eligibility
- Overlooking prior ownership by a partner or co-applicant
- Residency requirement not communicated to client
- FHBAS concession missed through wrong duty declaration
- Grant timing not coordinated with settlement
Run this checklist on a real matter
Quillio can assess FHOG and FHBAS eligibility against the client file and prepare the applications. See /practice-areas/property-lawyers or start a free trial.
General guidance for NSW first home buyer schemes. Always check current Revenue NSW thresholds and criteria before lodging.
Use this checklist on your matter.
Quillio can run this checklist on a specific NSW conveyancing matter — confirm each item, calculate adjustments, and generate the supporting documents. The free trial requires no credit card.
Start your free trial