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For compliance officers

Stay ahead of the register, not behind it.

Quillio gives Australian compliance officers faster regulatory research, obligation mapping, and policy drafting across ASIC, APRA, and AUSTRAC frameworks — with source citations on every output.

In short

Quillio is built for Australian compliance practice — financial services, banking, insurance, superannuation, and AML/CTF-regulated entities. It is trained weekly on ASIC regulatory guides, APRA prudential standards, AUSTRAC rules and guidance, and the underlying legislation (Corporations Act, Banking Act, Insurance Act, SIS Act, AML/CTF Act), so research reflects the regulatory obligations your entity actually faces.

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The reality

What gets in the way

The frustrations we hear from compliance officers again and again.

The regulatory volume never stops

ASIC regulatory guides, APRA prudential standards, AUSTRAC rules, legislative amendments, consultation papers, enforcement actions — the volume of material a compliance officer must monitor is relentless and growing.

Obligation mapping is manual and fragile

Mapping regulatory obligations to internal policies, controls, and procedures is typically done in spreadsheets. When a regulation changes, every downstream mapping has to be reviewed manually.

Regulators expect you to be current

ASIC, APRA, and AUSTRAC do not accept "we missed that update" as an excuse. Enforcement action, court-enforceable undertakings, and licence conditions are the consequences of falling behind.

Generic AI tools do not know AU regulatory frameworks

US-focused compliance tools understand SEC and FinCEN but not ASIC RGs, APRA CPS/SPS standards, or AUSTRAC's risk-based approach to AML/CTF. The regulatory architecture is fundamentally different.

What changes with Quillio

Built for how compliance officers actually work

ASIC, APRA, and AUSTRAC frameworks — current

Trained weekly on ASIC regulatory guides, APRA prudential standards (CPS/SPS/APS), AUSTRAC rules and guidance notes, and the underlying Acts — Corporations Act, Banking Act, Insurance Act, SIS Act, AML/CTF Act.

Obligation mapping with source citations

Every regulatory obligation Quillio identifies links to the underlying standard, regulatory guide, or legislative provision. Your obligation register is only as good as its source references.

Policy and procedure drafting

First-draft compliance policies, procedures, and board papers that reference current regulatory requirements — saving weeks of manual drafting per policy cycle.

Regulatory change monitoring context

When you research a topic, Quillio surfaces the current regulatory position including recent consultation papers, draft standards, and enforcement trends — so you know what is coming, not just what is current.

AU data sovereignty — non-negotiable for regulated entities

All data stays on Australian infrastructure. SOC 2 Type II and ISO 27001 certified. Designed for entities subject to APRA CPS 234 information security requirements.

Capabilities

What Quillio does

Regulatory research across AU frameworks

Research obligations across ASIC, APRA, AUSTRAC, and state regulators. Get answers with citations to the specific regulatory guide, prudential standard, or legislative provision.

Obligation mapping support

Identify regulatory obligations from a standard or regulatory guide, map them to control descriptions, and flag gaps against your existing compliance framework.

Compliance policy drafting

Draft AML/CTF programs, conflicts management policies, breach reporting procedures, and risk management frameworks referencing current regulatory requirements.

Board and committee papers

Draft compliance reports for board risk committees, AFSL compliance committee papers, and regulatory update summaries in the format directors expect.

Enforcement and precedent research

Research ASIC enforcement actions, APRA enforcement outcomes, and AUSTRAC civil penalty proceedings to understand current regulatory expectations and enforcement trends.

Document review for regulatory risk

Upload product disclosure statements, client agreements, or marketing material. Get a regulatory risk analysis against current ASIC and APRA requirements.

How it works

From sign-up to fitting your day

1

Start the free trial

No credit card. Select your regulated sector (financial services, banking, insurance, super) so Quillio configures for the regulatory frameworks that apply to your entity.

2

Test on a current obligation

Research a current regulatory question — an ASIC RG update, an APRA prudential standard obligation, or an AML/CTF program requirement. See how Quillio handles the AU regulatory landscape.

3

Draft a compliance document

Use Quillio to draft or update a compliance policy, procedure, or board paper. Compare the output against your current manual process.

4

Scale across the compliance team

Per-user pricing on the website. Add compliance analysts, risk officers, and legal team members as the value becomes clear.

Pricing

Per-user pricing. Free trial. Built for compliance teams.

Quillio is per user per month with published pricing. Compliance teams can start with the free trial for individual evaluation — no sales call, no enterprise procurement. Most teams recoup the cost in hours saved on a single policy review cycle.

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Questions

Compliance Officer FAQs

Does Quillio cover APRA prudential standards?

Yes. Quillio is trained weekly on all current APRA prudential standards — CPS (cross-industry), APS (ADI-specific), SPS (superannuation-specific), and GPS (general insurance-specific) — plus APRA guidance, information papers, and enforcement outcomes.

Can Quillio help with AML/CTF program obligations?

Yes. Quillio covers the AML/CTF Act, AML/CTF Rules, and AUSTRAC guidance notes. It can research customer due diligence obligations, suspicious matter reporting thresholds, and ML/TF risk assessment methodology — and draft AML/CTF program components referencing current AUSTRAC requirements.

How current is Quillio on ASIC regulatory guides?

Quillio is updated weekly with current ASIC regulatory guides, consultation papers, information sheets, and enforcement actions. Research reflects the current regulatory position, including recent updates and consultation proposals.

Does Quillio satisfy APRA CPS 234 requirements?

Quillio is designed with APRA CPS 234 information security requirements in mind — AU data sovereignty, SOC 2 Type II certification, ISO 27001 certification, and encryption at rest and in transit. Your information security team can review Quillio's security documentation against your entity's CPS 234 obligations.

Can Quillio replace our compliance team?

No. Quillio accelerates the regulatory research, obligation mapping, and policy drafting that consumes most of a compliance officer's time — freeing your team to focus on risk judgment, regulatory relationships, and the strategic compliance work that requires experienced practitioners.

Is Quillio suitable for smaller AFSL holders?

Yes. Per-user pricing with no minimum seats means a two-person compliance team at a boutique AFSL holder pays the same per-user rate as a major bank. The free trial lets you evaluate before committing budget.

Try Quillio on your own work.

For a compliance officer, the best first test is a current regulatory question — an ASIC RG obligation, an APRA prudential standard mapping, or an AML/CTF program requirement you are reviewing. The free trial needs no credit card and no sales call, and all data stays on Australian infrastructure.

Start your free trial