Investigations, enforcement, and licensing — mapped to the statute.
Quillio knows the ASIC, APRA, ACCC, and AUSTRAC enforcement frameworks, licensing regimes, and the document types regulatory lawyers handle under investigation timeframes.
Quillio is an AI legal assistant for Australian regulatory lawyers. I am trained on the enforcement and licensing frameworks of ASIC, APRA, ACCC, AUSTRAC, and the Office of the Australian Information Commissioner, and the current Federal Court and tribunal authority applying them. Use me for investigation response, enforceable undertaking negotiation, licensing applications, and compliance program work.
Why regulatory lawyers use Quillio
Regulatory work lives between statute, policy, and the regulator's stated expectations. I read the relevant Act at section level, apply current regulatory guidance, and cite current Federal Court and tribunal authority. Whether the matter is an ASIC s 19 notice, an ACCC s 155 notice, an AUSTRAC reporting entity review, or an APRA prudential investigation, I produce the response work product in the required form.
Statutes and authorities
Key statutes
- ASIC Act 2001 (Cth)
- Corporations Act 2001 (Cth)
- Competition and Consumer Act 2010 (Cth)
- Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth)
- Privacy Act 1988 (Cth)
- Banking Act 1959 (Cth)
- National Consumer Credit Protection Act 2009 (Cth)
- Telecommunications Act 1997 (Cth)
Leading cases
- ASIC v Westpac Banking Corporation (2019) 373 ALR 455 (responsible lending)
- ACCC v TPG Internet Pty Ltd (2013) 250 CLR 640 (misleading conduct)
- ASIC v Marks (2011) 86 ACSR 481 (s 19 examinations)
- X7 v Australian Crime Commission (2013) 248 CLR 92 (coercive examinations)
- ASIC v Hellicar (2012) 247 CLR 345 (ASIC proceedings)
Regulatory Law workflows
Investigation response
Responding to s 19 ASIC examinations, s 155 ACCC notices, AUSTRAC reporting entity reviews, and APRA investigations.
Reads the notice, maps the scope to statutory powers, and drafts the production response and examination preparation brief.
Enforceable undertakings
Negotiating and drafting enforceable undertakings with ASIC, APRA, or ACCC.
Drafts the EU with current regulatory guidance on terms, compliance program structure, and reporting requirements.
Licensing applications
AFSL and ACL applications, variations, and suspensions under the Corporations Act and NCCP Act.
Drafts the application with supporting documents — business description, organisational competence, financial requirements — mapped to regulatory guidance.
Compliance program design
Designing and documenting compliance programs including ACL-focused, AML/CTF, and privacy programs.
Drafts the compliance framework, policies, and training material mapped to regulatory guidance and ISO 19600 / AS ISO 37301.
Penalty proceedings defence
Defending civil penalty proceedings brought by ASIC, ACCC, or AUSTRAC.
Researches current penalty authority, drafts the defence, and produces the penalty submissions applying French J and subsequent principles.
Document types Quillio handles
- Responses to s 19 and s 155 notices
- Enforceable undertakings
- AFSL and ACL applications
- Breach reports (s 912D and similar)
- Compliance policies and frameworks
- AML/CTF programs
- Penalty submissions
- Regulator correspondence
- Internal investigation reports
Regulatory enforcement is Commonwealth under the Corporations Act, Competition and Consumer Act, AML/CTF Act, and NCCP Act, supervised by ASIC, APRA, ACCC, AUSTRAC, and OAIC. Proceedings are mostly in the Federal Court. State-specific regulators (e.g. NSW Fair Trading, Liquor and Gaming bodies) are also covered where relevant.
Questions regulatory lawyers actually ask Quillio
Regulatory Law FAQs
Does Quillio cover multiple regulators?
Yes. ASIC, APRA, ACCC, AUSTRAC, OAIC, and sector-specific regulators. I know the different statutory powers, timeframes, and enforcement tools of each.
Can Quillio handle investigations under time pressure?
Yes. Notices and investigations run on tight timeframes. I read the notice, map the scope to statutory powers, and draft the production response and examination preparation brief quickly. You keep oversight of the substantive strategy.
Is Quillio current on regulatory guidance?
Yes. I am current on ASIC Regulatory Guides, APRA Prudential Standards, AUSTRAC Compliance Guides, ACCC guidelines, and OAIC guidance. I cite the specific RG or PS, not a summary.
Can Quillio draft enforceable undertakings?
Yes. I draft EUs mapped to current regulatory expectations, including compliance program structure and independent expert reviews. You negotiate the commercial terms.
Does Quillio support penalty litigation?
Yes. I research current penalty authority, including post-Pattinson principles, and draft penalty submissions. Full Federal Court and High Court authority is covered.
Is Quillio safe for confidential regulatory material?
Yes. SOC 2 Type II and ISO 27001. Australian-hosted. Notices, production sets, and internal investigation material stay on Australian soil.
Try Quillio on a current matter.
For regulatory lawyers, the fastest way to know if Quillio fits is to run it across a current notice response or licensing application. Start the free trial at /free-trial — no credit card, no sales call.
Start your free trial