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Superannuation Law prompts for Australian lawyers

These prompts are designed for AU superannuation lawyers acting for trustees, members, and SMSFs on trustee duties, death benefits, breaches, and regulatory matters. Copy any prompt, replace placeholders with your matter facts, and run it.

In short

A curated library of 25 AI prompts for Australian superannuation practitioners. Each prompt is grounded in the SIS Act 1993, ITAA 1997 tax rules, APRA prudential standards, and current Federal Court and AFCA authority.

Run these prompts on your matters — free trial
Research

Research prompts (5)

Research best financial interests duty

Prompt

Research the current application of the best financial interests duty under s 52(2)(c) of the SIS Act 1993, including APRA and court interpretation.

Example use: Trustee board considering a significant member services investment.

Research binding death benefit nominations

Prompt

Research the rules for valid binding death benefit nominations under s 59 of the SIS Act and recent authority including Hill v Zuda.

Example use: Estate planning advice for an SMSF member wanting certainty of death benefit payment.

Research SMSF sole purpose test

Prompt

Research the sole purpose test under s 62 of the SIS Act, including current ATO interpretation on in-house assets and related-party dealings.

Example use: SMSF trustee considering a lease of fund property to a related business.

Research non-arm's length income

Prompt

Research the operation of NALI rules under s 295-550 ITAA 1997, including recent ATO guidance LCR 2021/2.

Example use: Reviewing SMSF investments into a private company for NALI exposure.

Research AFCA superannuation complaints

Prompt

Research AFCA jurisdiction and approach to superannuation complaints, including death benefit distributions and TPD claims.

Example use: Claimant considering an AFCA complaint about a TPD claim handling delay.
Drafting

Drafting prompts (5)

Draft a trust deed amendment

Prompt

Draft a trust deed amendment for a superannuation fund. Fund: [details]. Amendment: [details]. Include variation power compliance and member notification.

Example use: Amendment to incorporate transfer balance cap indexation provisions.

Draft a death benefit decision letter

Prompt

Draft a trustee death benefit distribution decision letter. Fund: [details]. Deceased: [details]. Beneficiaries: [details]. Include reasons and objection rights.

Example use: Decision letter for a contested death benefit involving multiple potential dependants.

Draft a BDBN

Prompt

Draft a binding death benefit nomination for a member. Member: [details]. Nominees: [details]. Ensure compliance with s 59 and the trust deed.

Example use: BDBN for an SMSF member with a blended family estate plan.

Draft an APRA breach notification

Prompt

Draft a breach notification to APRA under SPS 220 and s 29JA of the SIS Act. Breach: [details]. Include root cause, impact, and remediation.

Example use: Trustee notifying APRA of a member services incident affecting pensions.

Draft an SMSF investment strategy

Prompt

Draft an SMSF investment strategy compliant with r 4.09 SISR. Fund: [details]. Include diversification, liquidity, risk, and insurance considerations.

Example use: Investment strategy for an SMSF with concentrated real estate holdings.
Review

Review prompts (5)

Review a trust deed

Prompt

Review this superannuation trust deed. Identify variation power scope, trustee powers, BDBN provisions, and pension provisions.

Example use: Pre-merger review of a small APRA fund's trust deed.

Review a death benefit claim file

Prompt

Review this death benefit claim file. Assess whether the trustee has considered all potential dependants and documented the reasoning adequately.

Example use: Internal compliance review of a contested death benefit distribution.

Review an SMSF audit report

Prompt

Review this SMSF annual audit report. Identify compliance contraventions and assess materiality for ATO reporting.

Example use: Trustee response to an auditor contravention report involving an in-house asset breach.

Review a TPD decision

Prompt

Review this trustee TPD decision for compliance with trustee duties and insurance policy terms.

Example use: AFCA-referred review of a TPD denial.

Review member disclosure documents

Prompt

Review these member disclosure documents (PDS, TMD) for compliance with RG 271 and design and distribution obligations.

Example use: Trustee annual review of retail product disclosure.
Client comms

Client comms prompts (5)

Explain BDBN benefits

Prompt

Draft a plain-English briefing for a member on the benefits and limits of binding death benefit nominations.

Example use: SMSF member asking about estate planning certainty.

Explain trustee duties

Prompt

Draft a plain-English briefing for new trustee directors on covenants under s 52 of the SIS Act.

Example use: New director orientation materials for a large APRA-regulated fund.

Explain SMSF compliance obligations

Prompt

Draft a plain-English briefing for new SMSF trustees on their annual compliance obligations and ATO reporting.

Example use: New SMSF trustees following fund establishment.

Explain transfer balance cap

Prompt

Draft a plain-English explanation of the transfer balance cap, including indexation and excess determinations.

Example use: Member approaching retirement with multiple pension accounts.

Explain an AFCA complaint process

Prompt

Draft a plain-English briefing for a member on the AFCA complaint process for superannuation matters.

Example use: Member considering an AFCA complaint after a rejected insurance claim.
Strategy

Strategy prompts (5)

Strategy for a death benefit dispute

Prompt

Develop a strategy for a disputed death benefit. Facts: [details]. Consider AFCA review, court proceedings, and family provision interaction.

Example use: Dispute between an adult child and a de facto partner over a death benefit.

Strategy for an APRA enforcement matter

Prompt

Develop a strategy for responding to an APRA enforcement investigation. Consider cooperation, court enforceable undertakings, and board accountability.

Example use: Trustee facing APRA scrutiny over member remediation adequacy.

Strategy for an SMSF rectification

Prompt

Develop a strategy for rectifying SMSF contraventions. Consider voluntary disclosure, rectification, and the ATO compliance approach.

Example use: SMSF trustee facing in-house asset breach above 5% threshold.

Strategy for a successor fund transfer

Prompt

Develop a strategy for a successor fund transfer. Consider equivalent rights, member communications, and APRA engagement.

Example use: Merger of two mid-sized industry funds via SFT.

Strategy for a TPD litigation

Prompt

Develop a strategy for TPD litigation. Consider the insurance policy, trustee decision, evidence, and jurisdictional limits.

Example use: Member challenging a declined TPD claim after exhausting internal review.
Use with Quillio

Run these prompts grounded in AU law

Quillio is built for Australian superannuation practice — outputs are grounded in the SIS Act, ITAA 1997, APRA prudential standards, and AFCA and Federal Court authority. See /practice-areas/superannuation-lawyers for details, or start a free trial at /free-trial.

These prompts are templates — always verify outputs against source material and current legislation before relying on them in client matters.

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