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Contract Risk Rater

In short

This free tool rates the risk profile of a commercial contract by checking for common high-risk clauses — unlimited indemnities, missing liability caps, one-sided termination rights, automatic renewals, non-compete overreach, and unusual obligations. Upload or paste your contract and receive a plain-language risk summary with clause-by-clause flags.

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About

What this tool does

Contract review is time-intensive, and the highest-risk clauses are often buried deep in boilerplate. This tool scans for the patterns that experienced commercial lawyers check first — indemnity scope, liability allocation, termination triggers, and unusual carve-outs — so you can prioritise your detailed review where it matters most.

How to use it

  1. Paste or upload the full text of the contract you want to assess
  2. Select the contract type (services agreement, SaaS, supply, lease, NDA, etc.)
  3. Indicate which party you represent (supplier, customer, landlord, tenant, etc.)
  4. Review the risk rating and the clause-by-clause breakdown
  5. Use the flagged clauses as a starting point for your negotiation or detailed review

What you'll learn

  • Which clauses in the contract carry the highest commercial risk for your client
  • Whether indemnity and liability provisions are balanced or one-sided
  • Common boilerplate traps that shift risk without drawing attention
  • How the contract compares to market-standard positions for its type

Interactive tool coming soon

The interactive Contract Risk Rater is currently in development. In the meantime, start a free Quillio trial — the time savings are real and measurable on your own matters within the first week.

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Questions

Tool FAQs

What types of contracts does this work with?

It works best with commercial agreements — services agreements, SaaS terms, supply contracts, leases, NDAs, and partnership agreements. It is not designed for consumer terms, employment contracts, or construction contracts, which have specialist risk patterns.

Is my contract data stored?

No. The contract text is processed in your browser session and is not stored, logged, or transmitted to any server after the session ends.

How does the risk rating work?

The tool checks for a library of high-risk clause patterns — unlimited indemnities, missing caps, asymmetric termination rights, broad IP assignments, and others. Each flagged clause is scored by severity and the overall rating reflects the count and severity of flags.

Can it replace a lawyer reviewing the contract?

No. The tool identifies common risk patterns but cannot understand commercial context, negotiation history, or industry-specific norms. It is a triage tool to help you focus your detailed review, not a substitute for legal analysis.

Does it check for Australian Consumer Law compliance?

It flags clauses that may be affected by the unfair contract terms regime under the ACL, but it does not perform a full compliance assessment. That requires analysis of the specific facts and parties.

Can I use this for contracts governed by non-Australian law?

The risk patterns are broadly applicable to common-law commercial contracts. However, jurisdiction-specific statutory protections (such as the ACL, or UK CRA) are flagged based on Australian law only.

Use with Quillio

Test the savings on your own work

Quillio reviews contracts in full — flagging risks, summarising obligations, and drafting amendment suggestions in your firm's preferred style. Start the free trial to move from risk flags to actionable redlines.

This tool identifies common risk patterns in commercial contracts. It does not constitute legal advice and cannot replace a thorough review by a qualified lawyer who understands the commercial context. Use it as a triage aid only.

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The free trial is the fastest way to know whether AI saves you the hours this calculator estimates. No credit card, no sales call — sign up and measure the difference in your first week.

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